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Getting a Business Credit Card Without Credit History Business Articles | May 28, 2009
You can qualify for a business credit card if you don?t have credit history. We will discuss tips on how you can build a credit history for your business.


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What You Can DO If You Have No Credit History

What action can you take if you don?t have a business credit history?? Here are some steps that you can do to improve your chances of getting approved for a business credit card:

First, you?ll need to raise your personal credit score. Business credit card issuers would be taking a look at your personal credit history in the absence of business credit.? This means, their decision to approve your application would greatly depend on your personal credit rating.

Obtain a copy of your personal credit report to check the status of your credit.? Do you think you have an impressive rating?? If you feel that your personal credit score isn?t enough to win approval from lenders Air Max 2017 Outlet , you can still work on raising your score.

Take note that because your personal credit history is used with your business credit card, you will be held personally accountable for all charges made in your business credit card account.? As the owner of the business, you will be subjected under the personal liability clause of your credit card company.

Register you company with the Dun & Bradstreet.? D & B is a major credit reporting agency that exclusively caters to businesses.?? By signing up for a D&B account Air Max 2018 Outlet , you can start building a separate credit history for your business.?

A new business may need to wait up to two years to build business credit.? This is why you need to register with a business credit bureau at the soonest possible time.? The earlier you can establish your business credit, the sooner you can be set free from the personal liability associated with your business account.? Don?t forget to request from you business credit card issuer to make the necessary changes as soon as you?re already qualified to do so.

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